In 1902 the legal concept of workers compensation was first introduced and implemented in Maryland; today all 50 states have its own workers compensation laws. However in most states (not all) any employer of a certain size will be required by law to provide workers compensation insurance that will ostensibly cover costs of paying out benefits to injured
employees. Ergo, just as in any health insurance and life insurance programs there are workers compensation insurance providers that have sprouted like poppies in a vacant field.
The purpose of workers compensation is two-fold:
** To provide income and medical care for an employee injured on the job as well as those disabled or made ill by working conditions – think: Mesothelioma!
** To reduce litigation against employers wherein injured employees receive required benefits in lieu of being able to take legal action against the employer in civil cases.
And since there are certain strict workers compensation procedures that must be adhered to when a worker has been injured or dies on a work-related project, it is very important that persons involved solicit the aid, advice, and assistance of a workers compensation attorney who can insure that the proper steps are taken and the workers legal rights are not stepped on. Most professional worker compensation lawyer’s specialize in this type of law practice, and have seen the inside of a courtroom.
Any job-related injury or other serious health issue can present a devastating physical and emotional conundrum to a person; not to mention financial and medical repercussions.
Without the immediate safety net parachute from an advised lawyer to help cut through all the “red tape” that will certainly stand between the injured party and their compensation, the injured worker may be delayed for months waiting for the green lights and blue skies to reappear.